Telephone us on 08 456 100 100
Section: Savings.
So you make the most from your savings, we offer a range of different accounts for different needs-so you might find you use one for short term saving and another for longer term goals. To help you choose what's best for you, we've put together a side-by-side comparison of each of our accounts.
And of course, if you're still not sure which of our different accounts would be best for your savings, just give us a call anytime and we'd be happy to help.
| Account name | Interest Rate | Minimum amount to open | Access |
|---|---|---|---|
| Fixed Rate SavingsHide or show key details | Rates of 1.55% AER/gross to 1.75% AER/gross depending on your balance |
£2,000 |
No Access for 12 months. Fee applies for early closure |
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This is a tranched product meaning a new bond will be released monthly and interest rates may vary between issues. No access or partial withdrawals. £100 fee applies for early closure. Interest is calculated daily and applied at maturity. |
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| Regular Saver AccountHide or show key details | 6% AER/gross fixed | £25.00 | Fixed term of 12 months. No partial withdrawals allowed |
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With our Regular Saver you can save a minimum of £25 up to a maximum of £300 per month and if you dont save the monthly subscription of £300 in any month you can carry over your unused subscription to the following months. Interest is calculated daily and paid on the 12 month anniversary after account opening. |
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| Cash ISAHide or show key details | Variable rates of 0.50% AER (0.50% tax-free) to 3.00% AER (2.96% tax-free) depending on your balance | £1.00 | Instant access. No Charge. |
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Cash ISA - Variable rate of 0.50% AER (0.50% tax-free) to 3.00% AER (2.96% tax-free) depending on balance. A simple tax-free way to save. Interest is calculated daily and applied monthly. |
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| Everyday e-SaverHide or show key details | 0.25% AER/gross variable. A fixed 1% AER/gross bonus can be earned with the Savings Balance Transfer offer* | £1.00 with no maximum | Instant access. No Charge. |
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*It pays a bonus of 1.00% AER/gross in addition to the standard variable rate for everything above your starting balance. You get this bonus when you simply transfer savings held with another savings provider into your Everyday e‑Saver Account. However, before you do this please call us on 08 456 100 100 to convert your account to our Savings Balance Transfer offer. Interest is calculated daily and applied monthly. |
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| Savings AccountHide or show key details | 0.05% AER/gross variable. A fixed 1% AER/gross bonus can be earned with the Savings Balance Transfer offer* | £1.00 with no maximum. | Instant access. No Charge. |
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*Our day to day Savings Account pays a bonus of 1.00% AER/gross in addition to the standard variable rate for everything above your starting balance. You get this bonus when you simply transfer savings held with another savings provider into your Savings Account. However, before you do this please call us on 08 456 100 100 to convert your account to our Savings Balance Transfer offer. Interest is calculated daily and applied monthly. |
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| Bonus Savings AccountHide or show key details | Up to 0.20% AER/gross variable in months where no withdrawals are made. And up to 0.15% AER/gross variable in any month you make a withdrawal. | £3000 with no maximum. | Instant access. No charge No bonus interest will be paid in any month where a withdrawal is made |
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Rates are variable. £250,000 or more, earn 0.20% AER/gross including conditional bonus in months without withdrawals 0.15% AER/gross in any months you make withdrawals. £3,000 to £49,999 earn Interest is calculated daily and applied monthly. |
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Tax-free free from personal liability to any UK Income Tax and Capital Gains Tax.
AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.
Gross is the interest rate before the deduction of tax applicable to interest on savings accounts.
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