
Work out how your savings could grow
Sweep any money you have left in your 1st Account to a first direct savings account.
Offset your savings and current account against your first direct offset Mortgage making it the smartest way to save.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Get the habit - commit to save monthly for 12 months and benefit from a really great rate. Amounts from £25 up to the maximum monthly balance - no withdrawals permitted unless you close the account. Monthly payments must be paid from a 1st Account.
A simple tax-free way to save.
Deposit £2,000 or more on the Money Market with HSBC. Fixed agreed personal interest rates over fixed terms up to five years with no risk. For deposits of £50,000 or more we also have a variable rate option.
Prepared to manage your savings online? Want easy access with no penalty if you have to take some out?
Earn an extra 1% AER/gross bonus interest for 12 months on new balances with our Savings Balance Transfer offer.
up to 0.20% AER (0.20% gross p.a.) variable with a conditional bonus in months you don't make a withdrawal or up to 0.15% AER (0.15% gross p.a.) variable in months you make a withdrawal.
The bonus is paid each month where no withdrawals are made.
Earn a competitive rate of interest on savings over £3,000 - and a monthly bonus in any month you don't make a withdrawal.
Manage by phone or online.
Earn an extra 1% AER/gross bonus interest for 12 months on new balances with our Savings Balance Transfer offer.