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Terms and Conditions for our products and services

Nobody enjoys reading Terms & Conditions, so we've made them as simple as possible, and kept the jargon to an absolute minimum.

first direct account Terms and Conditions

The first direct Account Terms and Conditions apply to the following accounts: 1st Account, Savings Account, Everyday Savings Account, Everyday e-Saver Account, Regular Saver Account, Bonus Savings Account and e-Savings Account, plus your use of Internet Banking, Telephone Banking and Text Message Banking for any products you have with us.

You can also download our Terms, Charges and additional product terms and Give me the facts brochures which are applicable from 13 January 2018.

Savings Accounts

Credit cards Terms and Conditions


First Directory

International accounts

Travel Money

Banking on the go App