
You wouldn't want to miss out... upgrade your banking for only £12 a month (12 months initial contract)
Take full advantage of our services to manage your account
We've made it easy for you to switch your banking to first direct. Just say the word and we'll take care of the rest - we'll deal with your Standing Orders and Direct Debits. It couldn't be simpler.
We offer a completely interest free £250 overdraft for all new 1st Account customers, to help you manage your money. Overdrafts above £250 will be charged at 15.9% EAR variable.
When assessing your application for an overdraft we will take into account your current Standing Orders and Direct Debits, using our usual criteria. If there is a failure in the switching process we will refund any charges or interest you've paid to us, and if you are a Northern Ireland customer your old bank will refund any charges or interest you've paid to them.